Steven V. Wiebler, CPA
Steven V. Wiebler, CPA

Financial Tools

8 financial tools that I recommend:




Almost every list like this has to start with This is a budget tracker that quickly and easily lets you see where your money is going. Figure out how you are spending your money, and use the analysis to change your habits and improve your situation. Mobile apps make it easy to check your financial situation anytime, anywhere.


2. Betterment


One of the downsides to is that it doesn’t actually execute anything on your behalf.


Betterment sets users up with a long-term investment portfolio and provides advice for keeping you on track to reaching your goals. This web site helps you figure out an asset allocation, how much you need to save, and then automatically keeps you on track, even rebalancing periodically. We all know that automation is crucial. Betterment encourages you to invest for the long term with guidelines that require you to invest a $10,000 lump sum, or $100 a month. Low management fees are the only costs.


3. Buxfer


Buxfer is another online money manage tool that allows you to see all your money in one place, as well as plan out your financial future. On top of that, you can manage shared expenses. It helps you split the check when you are out, manage IOUs, and even figure out shared rent and groceries.


4. Pocketsmith


Use Pocketsmith financial tool to help  keep track of upcoming bills, and set financial goals for the future. Pocketsmith is all about goal setting. Its calendar-based set up lets you project into the future, as well as allowing you to quickly compare your monthly and annual spending with your actual income.


5. ReadyForZero


If you are looking for help paying down debt, ReadyForZero is a great financial tool. You can get help putting together a plan to pay down your debt, since ReadyForZero pulls information from your credit/debit accounts. You can track your progress along the way, which allows you to see what you are accomplishing – and also motivates you to keep going. For a small fee, ReadyForZero provides a tool to help you manage debt payments.




You Need a Budget is great for the zero-based budgeter. This financial tool is all about giving each dollar a job. Plan out your resource usage, and track your spending across various categories. It’s a great way to stay on top of your finances.


7. Shoeboxed


Digitize and organize your receipts and expenses with the help of Shoeboxed. This financial tool can help you save all of your receipts, and can be a valuable expense tracking tool. It also makes a great tool for helping you organize your receipts for taxes.


8. Quicken


Quicken is one of the best financial tools out there, especially for Windows. One of the great things about Quicken is that it makes it easy to reconcile your accounts regularly by automating the integration of your financial data.



On 12/20/17, both the House and Senate passed H.R. 1—commonly referred to as the Tax Cuts and Jobs Act (TCJA). 

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If your books and records are in disarray, you need Steve Wiebler as your CPA